Windshield replacement through insurance in Colorado
We bill every insurance company directly and help you through the claim. In Colorado, you choose the glass shop.
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All-Source AutoGlass bills every insurance company directly and helps Northern Colorado drivers through windshield and glass claims. Colorado law (C.R.S. 10-4-613) says your insurer cannot require you to use a particular glass shop as a condition of paying the claim. What you pay depends on your policy: some customers pay nothing, others pay their deductible.
How does a glass claim work with you?
- Call or text us with the vehicle, the damage and your insurance policy information.
- We will call the insurance provider to file the claim. Once we answer all their questions, we will bring on the policy holder so the insurance company can verify their info.
- After the call we receive the work order, get the glass ordered and job scheduled.
- We bill your insurer directly for the glass and any camera recalibration.
- You pay only what your policy leaves to you, such as a deductible.
“They walked us through every step to confirm the cost would be covered by our insurance company.”
Can my insurance company make me use their shop?
No. Under Colorado Revised Statutes section 10-4-613, no insurer may require that glass repair or replacement be done by a particular business as a condition of paying the claim. The insurer may limit what it pays to a fair competitive price, it must pay for the work done by the shop you choose, and it may not use intimidation or threats to steer you to a vendor.
Insurers often suggest a shop. You do not have to use it, and you can choose us.
Will I have to pay anything?
It depends on your coverage. Glass damage is usually claimed under comprehensive coverage. With a deductible, you pay the deductible and the insurer pays the rest. Some policies cover glass with no deductible, and some insurers pay for chip repair in full. Colorado does not require insurers to offer zero-deductible glass coverage, so check your policy, or ask us to check it with you.
Paying yourself instead? Our auto glass prices are on the cost guide.
Will a glass claim raise my rates?
That is your insurer’s decision and it varies by company. If you are worried, ask your agent before you file. We can give you a cash price to compare.
Does insurance cover the camera recalibration?
When the manufacturer requires a recalibration after a new windshield, it is part of replacing the glass, and we bill it to your insurer with the windshield. See ADAS camera recalibration.
Insurance questions
Do I call my insurance company or the glass shop first?
Call or text All-Source AutoGlass first with your vehicle, the damage and your policy information. We call your insurance provider to file the claim, and bring you onto the call so they can verify your information.
Do I have to use the shop my insurer suggests?
No. Colorado law (C.R.S. 10-4-613) lets you choose your glass shop. An insurer cannot require a particular shop as a condition of paying the claim.
Which insurance companies do you work with?
All of them. We bill every insurance company directly.
Is a windshield replacement ever free?
For some customers it costs nothing, when their policy covers glass with no deductible. Others pay their deductible. It depends on the policy, so we never promise $0.
Will a glass claim raise my rates?
That is up to your insurer and varies by company. Ask your agent before you file, and ask us for a cash price to compare.
Get a quote
Tell us the vehicle and the glass, and we reply with a price. Most quotes go out the same day during business hours.